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Why Use Our Program?
Many people ask why should I use financing and not renew my mortgage, pay cash, or use my line of credit?
There are many reasons to choose our easy, convenient loan program, but here are some of the points you should focus on:
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Line of Credit (LOC) |
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Keep
LOC for
investments,
opportunities,
family
situations,
and
emergencies.
This
gives
you more
options
and
control
of your
credit
power.
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Lines of
credit
traditionally
should not
be used for
major
purchases,
in the end
it will cost
you more
money and
control.
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Nearly all
LOCs are
secured
against
home. Why
decrease
your home
equity when
you don’t
have to,
these
programs are
completely
unsecured.
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Usually LOC
payments are
3% of
balance
(customers
are not
prepared for
this).
Example:
Only $15,000
will create
an average
payment of
$450 mth!
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Don’t get
caught up
with rates.
Difference
of interest
rates is
minimal ( 7
– 9.5% on
10k only
costs
$121/yr) on
these loan
amounts,
cost of
borrowing is
really
minimal as
it relates
to rate, so
be
comfortable
and pay the
loan out
early when
you can, no
stress
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Cash Customers (true cash)
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Keep money and use for investments, opportunities, family situations, and emergencies.
This
gives
you more
options
and control
of your
money.
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Only put
money
down for
convenient
low
payment.
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More
than
likely
took
long
time to
save it,
now it's
gone
real
quick
(starting
all
over)
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Can pay
off anytime,
no penalties
or hidden
fees. You do
it when its
comfortable
for you.
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Only
interest
charged is
for length
of time loan
as open.
Again, no
hidden costs
or charges,
you control
how long
want loan
open for.
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No collateral (security)
on these
loans - keep
your equity
position and
cash power.
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Maintain
leveraging
option
of
borrowing
power
with
your
monetary
assets,
when
they go
away,
harder
to get
more
credit
when you
need it.
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Renew and Upgrade Mortgage
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Customers
usually
amortize
over 25+
years,
so why
pay all
this
health
treatment
over
such a
long
time
when you
can pay
it off
earlier
and be
more
financially
comfortable
doing
it.
-
Why
pay
more
interest
and
over
time
double
or
triple
the
cost
of
your
health
treatment
because
its
added
to
your
mortgage.
|
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Create more
equity in
less time
(loans 10 –
15yrs).
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Don’t get caught up with rates!
Difference
of interest
rates is
minimal ( 7
– 9.5% on
10k only
costs
$121/yr) On
these loan
amounts,
cost of
borrowing is
really
minimal as
it relates
to rate, so
be
comfortable
and pay the
loan out
early when
you can, no
stress.
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Unsecured
funds, not
against
home. You
work hard to
pay off your
home and
reap the
benefits of
home equity,
why increase
it again.
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If you
put this
health
treatment
into
your
mortgage
it will
again
take
longer
to build
equity.
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Most
case
when
upgrading
or
adding
to a
mortgage
you need
a
reassessment
of the
home,
lawyer
and bank
fees are
charged,
it just
costs
more
money
and
takes
longer.
Why do
it then
when you
have
this
great
option.
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Use this Health Care Loan Program to
make you and your family medically
and financially better. It's easy,
convenient, and your providers
practices’ website or staff can help
you to obtain the necessary funds
for your health treatment.
To apply for
your Health Care Loan Program talk
to your practice provider today or
apply online now by clicking below:
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